Introduction
If you hold a Capital One travel rewards credit card, you’re already earning valuable miles on everyday purchases. But did you know that the smartest way to use those miles isn’t just booking travel through Capital One’s portal — it’s transferring them to Capital One’s airline and hotel partners?
By leveraging the travel partner system, you can often get 2 to 5 times more value per mile, unlocking premium flights, luxury hotels, and international trips that would otherwise cost thousands of dollars. In this updated 2025 guide, we’ll walk you through exactly how Capital One travel partners work, how to transfer miles step by step, which partners offer the best value, and what to avoid along the way.
Whether you're based in the U.S., Europe, or even Morocco, this guide will help you travel smarter for less.
What Are Capital One Miles & Why Use Travel Partners?
Capital One credit cards like the Venture, Venture X, and Spark Miles earn “miles” — a type of rewards currency that can be used for travel.
There are two main ways to redeem these miles:
- Use them through the Capital One Travel portal, similar to booking on Expedia.
- Transfer them to Capital One’s airline and hotel partners, where you can book directly using loyalty points.
While using the Capital One portal typically gives you 1 cent per mile in value, transferring your miles to travel partners can yield 2–5+ cents per mile, especially when booking premium cabins or international flights.
This is how savvy travelers stretch their points much further.
Capital One Transfer Partners (2025 List)
Capital One partners with more than 15 airline programs and 4 hotel loyalty programs. Here's a complete, updated list with transfer ratios and quick notes.
Airline Transfer Partners:
Airline Program Transfer Ratio Notes Aeromexico Club Premier 1:1 SkyTeam alliance Air Canada Aeroplan 1:1 Star Alliance, excellent sweet spots Avianca LifeMiles 1:1 Great for Star Alliance flights British Airways Executive Club 1:1 Avios system, short-haul flights Cathay Pacific Asia Miles 1:1 Strong for Asia travel Emirates Skywards 1:1 Great for luxury flights Etihad Guest 1:1 Good for niche redemptions Finnair Plus 1:1 European flights Flying Blue (Air France/KLM) 1:1 Monthly promo awards Qantas Frequent Flyer 1:1 Oneworld partner Qatar Airways Privilege Club 1:1 Premium Middle East travel Singapore KrisFlyer 1:1 Access to Singapore Suites TAP Miles&Go 1:1 Portuguese airline, Star Alliance Turkish Airlines Miles&Smiles 1:1 Great Europe-Asia redemptions EVA Air Infinity MileageLands 2:1.5 Lower value JetBlue TrueBlue 5:3 U.S. domestic, not ideal value
| Airline Program | Transfer Ratio | Notes |
|---|---|---|
| Aeromexico Club Premier | 1:1 | SkyTeam alliance |
| Air Canada Aeroplan | 1:1 | Star Alliance, excellent sweet spots |
| Avianca LifeMiles | 1:1 | Great for Star Alliance flights |
| British Airways Executive Club | 1:1 | Avios system, short-haul flights |
| Cathay Pacific Asia Miles | 1:1 | Strong for Asia travel |
| Emirates Skywards | 1:1 | Great for luxury flights |
| Etihad Guest | 1:1 | Good for niche redemptions |
| Finnair Plus | 1:1 | European flights |
| Flying Blue (Air France/KLM) | 1:1 | Monthly promo awards |
| Qantas Frequent Flyer | 1:1 | Oneworld partner |
| Qatar Airways Privilege Club | 1:1 | Premium Middle East travel |
| Singapore KrisFlyer | 1:1 | Access to Singapore Suites |
| TAP Miles&Go | 1:1 | Portuguese airline, Star Alliance |
| Turkish Airlines Miles&Smiles | 1:1 | Great Europe-Asia redemptions |
| EVA Air Infinity MileageLands | 2:1.5 | Lower value |
| JetBlue TrueBlue | 5:3 | U.S. domestic, not ideal value |
Hotel Transfer Partners :

Hotel Program Transfer Ratio Notes Accor Live Limitless 2:1 High-end European hotels Choice Privileges 1:1 Budget-friendly U.S. & global hotels Wyndham Rewards 1:1 Broad reach, decent value I Prefer Hotel Rewards 1:1 Boutique hotels globally
| Hotel Program | Transfer Ratio | Notes |
|---|---|---|
| Accor Live Limitless | 2:1 | High-end European hotels |
| Choice Privileges | 1:1 | Budget-friendly U.S. & global hotels |
| Wyndham Rewards | 1:1 | Broad reach, decent value |
| I Prefer Hotel Rewards | 1:1 | Boutique hotels globally |
Note: Transfer ratios and availability may change. Always check Capital One’s official Travel Partners page.
How to Transfer Capital One Miles (Step-by-Step) :
Transferring Capital One miles is easy. Just follow these steps:
- Log in to your Capital One online account.
- Navigate to the "Rewards" or "Miles" section of your card dashboard.
- Click on "Transfer Miles" or "Convert Miles".
- Choose the travel partner you want (e.g., Air Canada Aeroplan).
- Make sure you already have an account with that loyalty program. (Name must match!)
- Enter how many miles to transfer (usually in 1,000-mile increments).
- Confirm the transfer.
-
Wait for miles to post. Many are instant, but some can take 1–3 days.*sw
Tip: Only transfer when you’re ready to book, since transfers are final.
Best Capital One Travel Partners – “Sweet Spots” You Should Know :
Some travel partners offer significantly more value than others. Here are a few of the best options:
Air Canada Aeroplan :
- Fly from North America to Europe in business class for just 60,000–70,000 miles.
- Book Star Alliance partners like Lufthansa, Turkish Airlines, or United.
Avianca LifeMiles :
- Fly United Airlines domestic or to Europe with no fuel surcharges.
- Great for Star Alliance partners and low mileage requirements.
British Airways Executive Club (Avios) :
- Amazing for short-haul flights within Europe, Asia, and the U.S.
- E.g., NYC to Miami for just 7,500 Avios + low fees.
Singapore Airlines KrisFlyer :
- Unlock first-class or suites-class experiences.
- Only available via KrisFlyer — not bookable through other programs.
Choice Hotels (Choice Privileges):
- Redeem for stays in budget-friendly hotels across the U.S., Canada, Japan, etc.
- Use during high-demand times when cash prices are high.
Things to Watch Out For
Before transferring your hard-earned miles, here are pitfalls to avoid:
Transfers are irreversible — once you move miles to a partner, you can’t get them back.
Not all partners offer equal value — JetBlue, EVA Air, and Accor may offer poor returns.
Award availability is limited — always search for availability before transferring.
You may still pay taxes and surcharges on award flights, especially with Emirates or British Airways.
Transfers may take time — some aren’t instant and can delay booking.
Frequently Asked Questions (FAQ)
Can I transfer my Capital One miles back after sending them to a partner?
No. Transfers are final.
What’s the minimum number of miles I can transfer?
Usually 1,000 miles (and must be in 1,000-mile increments).
Do I need an account with the airline or hotel loyalty program?
Yes. Make sure to create a free account before transferring miles.
How long does a transfer take?
Most are instant or complete within 24 hours. Some take up to 3 days.
Are there any transfer bonuses?
Sometimes. Look out for limited-time promotions (e.g., 15% bonus to Flying Blue).
Bonus: Tips for Travelers in Morocco or Europe :
If you're based in Morocco or elsewhere in Africa/Europe, consider these partners:
- Flying Blue (Air France/KLM) – great regional coverage.
- Qatar Airways – excellent for flights to Asia or Australia.
- Turkish Airlines – useful for connecting through Istanbul.
- British Airways – good for short-haul European flights from Morocco.
Pro tip: Book award tickets months in advance for the best availability!
Final Thoughts: Is Transferring Capital One Miles Worth It?
Absolutely — if used correctly. While booking through the Capital One Travel portal is convenient, transferring to the right travel partner can triple or even quadruple the value of your miles.
The key is knowing which partners to use, when to transfer, and how to find great redemptions. With a little planning, your miles can take you further — in style.
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